Belgium’s financial landscape has changed since the global financial crisis (GFC) and the European sovereign crisis. The banking system has contracted driven by restructuring operations in entities that received government support. Banks have adopted more traditional business models, with greater emphasis on domestic lending and deposit funding. The insurance sector has seen some consolidation and a gradual move away from traditional insurance products to asset management-type products. The scale of cross-border linkages in the financial system, while still significant, has declined markedly.
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