Access to Bank Credit in Sub-Saharan Africa : Key Issues and Reform Strategies

This study discusses issues of access to bank credit in Sub-Saharan Africa, and examines measures that could help facilitate access by the private sector to bank credit. It reviews in particular obstacles to credit small- and medium-scale enterprises and agriculture, and examines progress in the design and implementation of reform measures that are needed to create an institutional environment more supportive of credit activity. It also reviews bank interest rate spreads and profit margins, and their determinants, and compares such spreads with those prevailing in other regions of the world.
Publication date: August 2005
ISBN: 9781451861853
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Topics covered in this book

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Banks and Banking , Finance , Banking systems , bank credit , banking , banking system , financial system , working capital , Financial Markets and the Macroeconomy , Financial Institutions and Services: Government Policy and Regulation , Fiscal and Monetary Policy in Development , Economywide Country

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