The Performance of Indian Banks During Financial Liberalization

This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks. The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period. The empirical results suggest that ownership type has a significant effect on some performance indicators and that the observed increase in competition during financial liberalization has been associated with lower intermediation costs and profitability of the Indian banks.
Publication date: July 2003
ISBN: 9781451856989
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Banks and Banking , Banks and Banking , Service , Service , financial liberalization , banking , bank spreads , foreign banks , net interest margin

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