Belgium’s financial landscape has changed significantly since the global financial crisis (GFC). The banking system has contracted mainly because of restructuring operations in entities that received government support. Banks have adopted more traditional business models, with greater emphasis on domestic lending and deposit funding. The insurance sector has seen some consolidation and is gradually moving away from traditional insurance products towards asset management-type products. Cross-border financial linkages, while still significant, have declined and Brussels remains the home of globally significant financial market infrastructures (FMIs) and service providers.
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